Portfolio management in trading and investing involves the strategic selection, allocation, and oversight of a collection of assets (such as stocks, bonds, commodities, and cryptocurrencies) to achieve specific financial goals. It focuses on balancing risk and return by diversifying investments across various asset classes, sectors, and geographies. Portfolio managers or investors continuously monitor and adjust the portfolio based on market conditions, performance, and changes in financial objectives. Key aspects include asset allocation, risk management, performance analysis, and rebalancing. Effective portfolio management aims to maximize returns while minimizing risks, ensuring alignment with the investor's goals, time horizon, and risk tolerance.

A personal analyst in trading and investing is a professional or service that provides tailored guidance, research, and insights to help individuals make informed decisions in financial markets. They analyze market trends, evaluate investment opportunities, and offer personalized strategies based on the client's financial goals, risk tolerance, and time horizon. Personal analysts may also assist in portfolio management, risk assessment, and performance tracking. Their role is to act as a trusted advisor, helping traders and investors navigate complex markets, optimize returns, and minimize risks. This service is particularly valuable for those who lack the time, expertise, or confidence to manage their investments independently.